Tuesday, September 30, 2008

Bring jobs back to America

America has become a dust bowl, reminiscent of John Steinbeck's "Grapes of Wrath" where farmers left their devastated drought stricken farms to look west for work.

Today's unemployment has reached a staggering 600,000 and growing. The meltdown on Wall Street and the inability of small businesses access to loans and capital has created the greatest disaster in history for everybody, not only the "little man", but the "fat cats" in their ivory castles as well.

Now is the time to look at the psyche of the American person, and acknowledge that they have become lazy and overly-particular about what type of job they want to do.

It is time to bring back jobs to America.

It is no longer viable to outsource jobs to other countries. All those manufacturing jobs that are outsourced in China and Korea and India, etc. should be brought back into this country.

Government/States should give incentives to companies to bring manufacturing back into the cities and rural areas, which will create jobs for thousands of people. It will in turn create revenue for the States in company taxes and individual taxes.

It will bring better supervision of the quality of products being manufactured, so that there are no crises of milk pollution to kill babies, lead poisoning of children, poor quality materials used in manufacturing.

The price of goods may go up some, but not enough that the savings overall in the creation of jobs would not offset the increases. Earning $10 an hour is still better than earning $0 an hour and that should still include benefits.

It is an indictment on us, the American people, that we have allowed ourselves to become complacent and have not had the will to do our own work. There is nothing wrong with working in a factory producing quality goods for our families.There is nothing wrong with an article having the label "Made in America".

Bring back our jobs, bring back our soldiers, bring back our dignity.

Sunday, September 14, 2008

Baby Boomers Retirement

The first baby boomer applying for social security, and the balance of tax-paying workers to Social Security recipients, has shifted severely since the end of WWII.

Quote from the October 15, 2007 edition of
ABC Nightly News with Charles Gibson:

"At the end of World War II, there were 44 workers paying Social Security taxes for every retiree collecting from the program. Now the ratio is just three workers for every one retiree. And soon there will be more retirees than workers. "

Scary?

A few years ago, did you have an image of strolling down the beach, care-free, as the waves lapped at your feet?

Or, maybe it was yourself and a loved one discovering some far off place together, finally fulfilling the lifelong dream of traveling the world…

Or perhaps you saw yourself at a big retirement ceremony… all your coworkers
congratulating you on your graduation into the “good life” of retirement?

Was it anything close to those images?

If so, that’s great... You are in the very small minority of baby boomers who feel “optimistic” about their futures.

For the rest, the thought of pleasure activities and lifelong dreams immediately brings up the familiar image of a question mark in front of a dollar sign.

Nick Marks, arguably the most accomplished internet marketer on the web today, has written a report showing you, step-by-step, how to tap into an endless stream of money... and how to have a great time doing it.

You do not need to be a baby boomer to make these tactics work for you. There are people of all ages and backgrounds making a whole lot of money on the Internet. However, Nick says his book was written with boomers in mind for 2 reasons:

"1. I hear from baby boomers all the time who are very frightened about their futures, and I know this guide can help put an end to that fear because I’ve seen it happen for people.

2. Because anyone who has been walking the earth between 43 and 61 years is almost certain to possess a key ingredient to success when marketing online"

Plus, Boomers have follow-through…

Whether you realize it or not, Baby Boomers have special knowledge and experience that people will gladly pay top dollar for once put it into a simple guide that will save them time and money...

The “Baby Boomer’s Guide To Online Income” contains all the steps to finding out which of your skill sets people will be most eager to learn from you... Plus, how to write the book so people will get the most from it.

It will also teach you ways to make money online that require absolutely no writing, no direct selling, or in some cases, not even a website.

This is a book that will empower you to make money by offering quality products and services to people who can truly benefit from them, at no cost to yourself. Find a niche market in which you are interested, and have fun while earning extra residual income.

Go now to "Baby Boomers Guide to Online Income"


Saturday, September 13, 2008

Life in the times of The Magnificent Seven

I was watching an old re-run of The Magnificent Seven this morning while waiting for the laundry to dry and hunkering down because of rainy,miserable weather. Hurricane Ike has come aground, and the country is awash in water.

Although I have seen it many times, it was a nostalgic journey back in time, when the good guys were good, the bad guys were really bad, and good always won out over evil.

In our "today" world, life is no longer black and white, good and bad, or where the good guys are always right. It is a world of grey and menacing threats, everything is not as it appears on the surface, and the bad buys are lurking in the mountains.

We don't appear to have a band of brothers to come and save us from threats and dangers.

I am not sure why today's film stars think they are so much superior to the rest of mankind.

Back in those times Yul Brunner, Charles Bronson and Steve McQueen et al, were doing a job, just like the man at the gas station, the doctor or the gym trainer. The fact that people recognized them on walk-abouts and made them "celebs" did not detract from their inherent connection with everyday people.

History teaches us everything and nothing. We refuse to learn from past mistakes or even past triumphs. We continue stumbling around trying to re-invent the wheel (oh so far in history!!).

Until there is a universal understanding that all men need to work together to create a world that will sustain all mankind, regardless of race, color, creed or religion, life will continue to be fraught with uncertainty and unhappiness at all levels. I know the rich don't want to really share wealth with the poor, and there will always be those that have and those that don't have. It is childish and naive to believe that all men will share equally.

We are missing the simplicity of life when The Magnificent Seven saved the village from the bandit and they all lived happily ever after. Well, some of them didn't live, but what the heck, it was only a movie!

Wednesday, August 20, 2008

Why and How to Avoid Bad Credit Loans

A "bad credit loan" is the one you will be stuck with if your credit report is less than excellent. More specifically, if your credit score is not well above 620 you will be paying a much higher interest rate on your loans than most people. In this article, we will provide you with some common sense advice on how to avoid these high interest loans.

The interest rate you pay on any loan can be tied directly to your credit score. And your credit score is based on your credit history, as compiled by the three major credit reporting bureaus (Experian, TransUnion, and Equifax). The credit bureaus get their information about you from your current and past lenders.

Remember that car loan you defaulted on a couple years ago? Yup - that's in your credit report. And so are those utility bills you were late paying last year.

The best way to start avoiding bad credit loans is to improve your credit. I know that sounds simplistic, but it's true. You should be able to repair your bad credit yourself, for free. Start by requesting copies of your credit reports from the three major credit bureaus. Review the reports for any inaccurate information, and get it removed by contacting the credit bureaus.

Start paying down your debt. Reduce the balance on your credit cards as much as possible. Negotiate payment terms with your lenders, if necessary. And be careful to pay all your monthly bill on-time, from now on. Just one late-pay can ruin all your efforts.

Add good credit references to your credit report. There are a couple ways you can have positive information submitted to the credit bureaus, even if you cannot get a regular, unsecured credit card. One way is through the use of sub-prime merchandise cards. Although they are not a VISA or MasterCard, they do report to the credit bureaus.

Another option for adding credit reference is to obtain a secured credit card. They typically require a cash deposit, and then you can charge up to the amount of the deposit. Be sure to shop around for these cards, since some have lower fees than others.

Arm yourself with the right information. There are many sources of tips and techniques for improving your credit (and therefore avoiding bad credit loans). But some techniques are shaky at best (and may even be illegal). There is no shortage of companies eager to sell you an instant solution for your credit problems. Take the time to locate an information source you can trust. For example, when choosing a credit repair manual, look for a publisher with a long track record of success, one who updates their information frequently, and offers a money-back guarantee.

Apply these common sense techniques to repairing your shaky finances, and you may never have to visit the "pay-day loan store" again. You should know that it will take time, but if you start today to fix your credit, you should be able to get a lower interest rate on that new car loan later this year.

The "CREDIT SECRETS BIBLE" has been in
print since 1994 and is published by
Consumer Publishing Group.
For more information on the "CREDIT
SECRETS BIBLE" you may visit:

CREDIT SECRETS BIBLE
=======================================

Saturday, August 9, 2008

NEGATIVE ADVERTISING IS NOT THE ANSWER.

Negative ad campaigns are counter-productive, annoying, and petty. As a new US citizen, I was so excited to vote in my first Presidential election. I listened carefully to the nominees who set out their objectives and made it appear that they were now working for the common man - at last.

Unfortunately, that did not last long. As an outsider looking in, it is sad to see attitudes change when the bar is raised.

John McCain had the admiration of most Americans for his sensible and bi-partisan solutions to problems facing American today. His willingness to work with Democrats on issues that affect the daily lives of people today was admirable.

What changed when he became a nominee for President? Why has the race for President become a mean-spirited, character-bashing negative-advertising campaign?

There is nothing worse than negativity.

A point to illustrate this is when my aunt asked me for a glass of water with which to take her pills. I filled it half-way, because that is all she needed, and anyway, her hands shake and she spills often!

When I gave her the glass, she remarked "Why is it half empty?"

"Why?" I replied. "It is half full!"

Life is a series of perceptions. If you are constantly looking for ways that a project will NOT work, why don't you use that energy to figure out a way that it WILL work??

Politicians unfortunately are so busy protecting their "positions" that they forget that they should be working for the greater good of the constituents who put them in office. Most times issues are not a Republican or a Democrat issue, but one that should be worked out in the best interests of the common man. Or woman.

I have the same issues with negative advertising in all walks of life. Car ads, tv connection ads, getting rid of gas ads... you get the message! Ad agencies are not earning their fees if they can't figure out a way to present their products in a positive and different way to the competition. It is not good enough telling me why Product X is worse than Product Y, without giving me a positive reason and advantage of buying Y in the first place. Don't tell me why another product is bad. Tell me what is good about the product that you are trying to sell.

Wednesday, July 30, 2008

Top Secret Magic Code


Click here for Top Secret Magic Code


Just Released: A New "Magic Code" that when added to any site you have causes your site (or even any site) to magically start making money.

No joke. This discovery was made by a New York doctor who for the last 10 years used it secretly to do everything from offset his advertising costs, to just adding it to 1,000's of webpages and amass a personal wealth now of nearly $100 million cash!

And now he's decided to allow you and everyone else to share in it (and since he stands nothing more to gain by keeping "you" in the dark about it).

As it turns out, a number of the largest online firms such as Alexa, and even a good number of the top 100 sites ranked on the entire Web are already using this amazing, but very simple secret.

Alexa, for instance, adds this code to a number of their webpages and it allows them to automatically generate an "extra" $90,000 a month in profits - and that for just a single webpage!

If you had 10 such pages that each did likewise, you'd "magically" get $900,000 every 30 days just poured into your pocket!

And most important: You should instantly recognize the fact that since a firm like Alexa (as well as about 34% of the Web's top 100 sites) is using this, then you too should be using it.

But here's what may SHOCK you the absolute very most ...

o It takes you just 45 seconds to add this code to any webpage

o Once added you do NOTHING further - but money just starts
pouring in!

And remember ...

Just in case you think this isn't for real, firms like Alexa and others in the top 100 wouldn't be using it (but they are; so what does that tell you?)

If you are wise and want to make your webpages pay you money automatically simply by adding just a simple string of 1-line code to any webpage, then you had best go here immediately:

~~~> TOP SECRET MAGIC CODE

Why the need to RUSH? ... Simple:

The guy giving this out is letting just about another 500 to maybe 600 people at best find out about this, and then he's deliberately going to "pull the rug out from underneath" anyone else trying to get it!

I know, I know ... That sounds very cruel and unfair.

But that's his doing; so rather than argue with him it would probably just be a better idea to just go there and grab it so that at least "you" don't get left out in the rain, right?

But fair warning, in case you stumble upon this too late, just don't be shocked to see it's no longer available.

Saturday, July 5, 2008

Top Clickbank Sites

Clickbank is the biggest on-line supplier of books and products on the web today.

For those who do not know what Clickbank is, it is a website that offers information products on any subject that you want to find out about. Everything is instantly downloaded to your computer.

We offer a complete list of items available today with a search box for your convenience.
Looking forward to seeing you in our store.


TOP CLICKBANK SITES

Wednesday, May 14, 2008


FENG SHUI YOUR HOME

http://www.squidoo.com/pillows-homedecor

Put a frog on your bed, on your kid's bed, on your favorite chair!!

Love these cute stuffed throw pillows.

Check them out at Melange Collection

Saturday, April 5, 2008

The Credit Secrets Bible- A Video for you to view

Click here to get The Credit Secrets Bible


The video in this series is THREE REASONS NOT TO CARRY A DEBIT CARD

VIEW THE VIDEO HERE FOR VALUABLE ADVICE

The TRUTH About Credit Repair...

-by Terry Price

(C) Copyright Terry Price
All Rights Reserved

CREDIT SECRETS REPORT

=======================================

Have you ever wondered what companies
send you when they claim you can erase
bad credit overnight? How about those
ads that say you can get any major
credit
card without a deposit or a credit
check?

Ads abound almost everywhere
these days (online and off) selling
books, systems and secrets to
help you fix your credit. Many
of these programs have claims
which read like the covers of
supermarket tabloids:

"In 3hrs my credit score jumped
from 580 to 676!"...

"Erase bad credit and smash your
debts with just 2 Magic Letters!".

Are these types of claims ALWAYS
too good to be true? The answer is
"Yes and... no".

While many people would love for
you to believe the only thing that
can fix bad credit is time; in
reality... nothing could be further
from the truth. The fact is, time
is only one factor which can fix
a credit report, but it's a far cry
from being the only factor. How
can I back this up? Easy.

Under a consumer protection law
known as the Fair Credit Reporting
Act (a.k.a. the FCRA) the only
negative information which can
remain on your credit report is
not what is accurate... but what
can be proved as accurate under
the FCRA. What's this mean
to you?

It means any negative item on
your credit report can only remain
there if it is accurate and CAN
BE PROVED AS SUCH under the
guidelines of the FCRA. This
undisputable fact presents
consumers with both good
news and bad news.

The good news is that through
the FCRA your credit score can
most likely be improved dramatically
in a very short period of time with
only a modest amount of effort on
your part.

The bad news is that while the
actual "work" will take very little
of your time, it is vital that you
have good information on "how"
to go about it. This is the bad
news; 9 out of 10 courses on
restoring your credit will do nothing
more than lead you into snake
pits because they will provide
you with what the industry refers
to as "Boiler Plate" dispute letters.
These are nothing more than form
letters and... quite frankly (more
bad news) the Credit Bureaus and
Creditors will laugh at you if you
try to use them.

While I agree with the Federal Trade
Commission (FTC) that "Anything a
Credit Repair Clinic can do for you
legally, you can do for yourself at
little or not cost"... the key element
you need for success is the latest
inside techniques and procedures
to get the results you want. This
involves strategies such as "Proof
of Contract", "Constructive Notice",
"Challenge of Procedure" or
"Restrictive Endorsement" and many
others.

All these terms may "sound" impressive
but they are really quite simple. In
the
end, it is nothing more than a method
of communication which exercises your
consumer protection rights, gets the
results you want and raises your credit
score. Even more impressive, once you
learn how simple it can be by doing it
for
yourself, you will find there is a
fortune
to be made doing it for others! Either
way, it all starts by requesting a free
copy of your credit report here:

http://www.AnnualCreditReport.com

In the next segment we'll talk about:

"Is Your Credit Score Costing
You A Fortune?"

=======================================
The "CREDIT SECRETS BIBLE" has been in
print since 1994 and is published by
Consumer Publishing Group.
For more information on the "CREDIT
SECRETS BIBLE" you may visit:

CREDIT SECRETS BIBLE
=======================================

Monday, March 17, 2008

Rooibos Tea Extravaganza



Rooibos Tea, or commonly known in the USA as Redbush tea,
has been consumed in South Africa for generations.

Rooibos Tea is a natural caffeiene-free tea made from the Rooibos shrub which grows exclusively on the Cedarberg Mountains of South Africa. The green, needle-like leaves of the plant are cut and left to dry in the hot African sun. They turn a beautiful mahogany red color, thus giving the name, REDBUSH. Rooibos is the local South African Afrikaans translation of Redbush.

The tea is harvested at the fields, and there are many companies that package the tea under their own labels. ANNIQUE uses only the tips of the leaves for the freshest and tastiest blends.

Dr. Annique Theron discovered the calming and soothing properties of ROOIBOS TEA when she warmed her daughter's bottle of milk with some tea that she was drinking. Her daughter was a fussy baby, and she found that it enabled her to sleep for longer periods.

She went on to develop the range of ANNIQUE beauty products for women, men and babies.

Baobab Inc invites you to a tea extravaganza---

  • Rooibos Tea
  • Annique Beauty care products for
    • women
    • men
    • babies
  • A selection of tea pots in our tea garden


Thursday, March 6, 2008

MaxMalls - Super Shopping Spree

The latest trend in shopping on-line is the super-duper-all-encompassing
MAX MALLS


Here you can shop from all the biggest shops like NetFlix, Target, Walmart, Kohls, BestBuy, Flower.com, and hundreds and hundreds more. (Yes, really hundreds).

MaxMalls donates a portion of every sale to FEED THE CHILDREN. There are many categories that you can search in, all from the one website.

Arts & Hobbies
Auctions
Automotive
Baby
Beauty & Fragrance
Books
Business Services
Charity
Clothing, Shoes & Accessories
Computers & Office
Downloadables (Music, eBooks, etc.)


DVD, Audio & Video
Education
Electronics
Financial Services
Flowers & Gifts
Food & Beverage
General Merchandise
Health & Wellness
Home & Garden
Jewelry & Watches
Magazines & Newspapers


Music
Pets
Real Estate
Romance
Services
Sports & Outdoors
Tools & Hardware
Toys
Travel
Video Games/Online Gaming

Monday, January 14, 2008

Sudden Spouse Death


SUDDEN SPOUSE DEATH

Recently, friends came over for dinner and then left the next day for their winter home. Two days later, the husband called to tell us that his wife had lain down for a nap, and never woke up again.

This had a profound effect on me. It disturbed my sense of mortality. It made me look at my family with new eyes, and wonder whether I appreciated everything that was good in my life. Had I ever been mean to anyone that I would regret.

I have gathered together a team of experts in all aspects of grief counselling, finances, and some healthy doses of practical advice, which you can get at my website. Sudden Spouse Death.


Wednesday, January 2, 2008

Friends in Strange Places


Through the lens of Tanja Askani in Alberta, Canada .
He spotted these adorable little guys in his backyard.
He set up a camera on his porch and wound up getting

award winning photos in his own back yard!!

See the Deer and the Hare here